1. Home
  2. Tulsa Credit Repair

Best Credit Repair Companies in Tulsa, OK

Sept. 30, 2019, 4:09 p.m.

One in five Tulsans has inaccurate negative items on their credit report, which lowers credit scores and increases borrowing costs. We researched the best credit repair companies in Tulsa to help consumers dispute erroneous charges and restore positive credit.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. Newson6 may receive compensation from our partners. Learn more.

How we chose the best

We thoroughly researched credit repair companies, pricing information, service options and consumer reviews.

80 Hours researched
45 Reviews analyzed
15 Companies evaluated
5 Companies selected
×
#1
RECOMMENDED
Credit Saint

Boost Your Credit Score

#1 MOST POPULAR
Credit Saint
Credit Saint
Features
  • 90-day guarantee
  • Available in Tulsa
  • Personal advisors
Read More
VISIT CREDIT SAINT
CALL CREDIT SAINT
(478) 845-6310
Sponsored  Ad
#2
Lexington Law
Lexington Law
Features
  • Free credit summary
  • Credit score support
  • Credit education
Read More
VISIT LEXINGTON LAW
CALL LEXINGTON LAW
(855) 620-5873
Sponsored  Ad
#3
The Credit People
The Credit People
Features
  • Get started for just $39
  • Credit reports included
  • 24/7 account access
Read More
VISIT THE CREDIT PEOPLE
CALL THE CREDIT PEOPLE
(877) 696-3650
Sponsored  Ad
#4
Creditrepair.com
Creditrepair.com
Features
  • Credit evaluation
  • Credit report for $14.99
  • Bureau partner
Read More
VISIT CREDITREPAIR.COM
CALL CREDITREPAIR.COM
(833) 334-6899
Sponsored  Ad
#5
Sky Blue Credit Repair
Sky Blue Credit Repair
Features
  • $69 per month
  • Available in Tulsa
  • Fast dispute pace
Read More
VISIT WEBSITE
CALL SKY BLUE CREDIT REPAIR
(888) 751-6072
Sponsored  Ad
#6
The Credit Pros
The Credit Pros
Features
  • Unlimited dispute letters
  • One-on-one action plans
  • Registered & bonded
Read More
VISIT THE CREDIT PROS
CALL THE CREDIT PROS
(844) 441-1397
Sponsored  Ad

Credit repair in Tulsa

Tulsa skyline

Tulsans who want to open a new credit card or are in the process of buying a home or car, benefit from credit repair services. The average credit score in Tulsa is 649. Nationally, the average is 687. Any score above 720 is considered excellent.

Removing inaccurate information or unauthorized activity from your credit report can take up to 45 days, but because credit bureaus must respond to disputes within 30 days, most disputes are resolved in the same timeframe.

Credit repair companies cannot require payment until services have been fully rendered thanks to the Credit Repair Organizations Act. Though companies collect billing information prior to beginning service, most will not charge a card until the company is able to successfully remove inaccurate information or unauthorized activity. Many credit repair companies can charge a one-time setup fee, which typically ranges between $60 and $100 before monthly payments begin.

Hiring a credit repair service in Tulsa is not necessary to remove inaccurate information from your report. The process is similar to taking your car to the dealership for service instead of doing an oil change yourself.

However, credit repair experts have the tools and knowledge to remove inaccurate information, saving you time and hassle. Because credit repair is a sensitive topic, this kind of customized service is invaluable. Some credit repair companies provide their clients with personal advisers or personalized technology while others employ a team of representatives to assist you.

With the help of a credit repair service in Tulsa, you will discuss credit restoration strategies and may be able to improve your credit score.

Credit repair companies claiming they can remove bankruptcies and liens or legally create a new credit identity are scams. A credit repair company is fraudulent if they:

  • Ask you not to directly contact credit reporting companies (Experian, TransUnion and Equifax)
  • Tell you to give false information on applications for loans or credit cards
  • Insist on payment before completing any work
  • Request that you dispute information on your credit report that you know is accurate

The Federal Trade Commission created a list of helpful tips to spot credit repair scams as well as a list of your credit rights.

Credit Saint

Credit Saint

CALL CREDIT SAINT

(478) 845-6310 VISIT CREDIT SAINTS

At Credit Saint, clients are assigned personal advisers to help with credit restoration. Advisers create plans to build positive credit and will provide progress reports throughout the repair process. Credit Saint expects positive results within 45 days and offers a full refund if zero negative items are removed after 90 days.

Lexington Law

Lexington Law

CALL LEXINGTON LAW

(855) 620-5873 VISIT LEXINGTON LAW

With three tiers of service, Lexington Law crafts customized strategies with its attorneys to provide clients with personal credit repair strategies. While Lexington Law removed over seven million negative items from customer credit reports in 2015, some customers say they saw no positive change in their credit score.

The Credit People

The Credit People

CALL THE CREDIT PEOPLE

(877) 696-3650 VISIT THE CREDIT PEOPLE

The Credit People offers low monthly pricing, free credit reports and an Unbeatable Satisfaction Guarantee. Their trained and certified representatives have processed over 310,000 unique credit reports. Customers appreciate that The Credit People deliver on every promise.

Creditrepair.com

Creditrepair.com

CALL CREDITREPAIR.COM

(833) 334-6899 VISIT CREDITREPAIR.COM

Working to challenge unfair and inaccurate negative credit report items, Creditrepair.com offers a personalized dashboard with score tracking and progress analysis, plus credit monitoring through TransUnion. Customers can save $50 on their first monthly payment when a family member or friend signs up, too.

Sky Blue Credit Repair

Sky Blue Credit Repair

CALL SKY BLUE CREDIT REPAIR

(888) 751-6072 VISIT SKY BLUE CREDIT REPAIR

Formed in 1989, Sky Blue Credit Repair offers credit repair and restoration services with a 90-day money-back guarantee. Sky Blue Credit Repair will prepare a line-by-line review of your three-bureau credit report, re-dispute unsolved items and provide practical score optimization and credit rebuilding tips.

The Credit Pros

The Credit Pros

CALL THE CREDIT PROS

(844) 441-1397 VISIT THE CREDIT PROS

Clients of The Credit Pros receive one-on-one consultations with a certified FICO professional. They get unlimited dispute letters and cease-and-desist letters to debt collectors. The Credit Pros have an A+ rating with the Better Business Bureau and allow plan cancellations at any time.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgment or subject matter expert’s judgment. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.