An extended auto warranty is a service protection plan providing coverage for new and used vehicles. The average age of a car in Oklahoma is 9.3 years, so many drivers in Tulsa would benefit from an extended auto warranty to offset inevitable repair costs. We researched the best extended auto warranty in Tulsa to help protect your vehicle and your wallet.
Because most car parts tend to fall apart after the manufacturer’s warranty has expired, vehicle owners will benefit from adding an extended auto warranty to their coverage. An extended auto warranty (or service protection plan) is not a warranty from a car manufacturer or service plan from a dealership, but can protect you from expensive, unforeseen repairs.
Tulsa’s weather includes torrential downpours and blistering heat that cause roads and bridges to decay. Since broken pavement may damage your vehicle, Tulsans can take comfort in the protection of an extended auto warranty.
Most extended auto warranties are bumper-to-bumper, meaning the entire vehicle (from front to back bumper) is covered. Coverage varies by company, but here is an overview of what to expect from an extended auto warranty:
Standard auto protection plans typically cover common repairs for major and minor vehicle parts, including engines and transmissions.
Brakes and cooling components, however, may not be covered.
Maintenance services, like oil changes and tire rotations, are almost never covered.
A deductible is often required to perform a service or repair. Deductibles range between $50 and $100.
Keep in mind your vehicle’s mileage and model year impact your coverage plan.
Be sure to review an itemized list of what is and isn’t covered in your warranty to select the right plan for your needs and avoid surprises down the road.
To determine if an extended auto warranty is reasonable for your vehicle, consider:
Worth of the vehicle
Extent of coverage offered
Where repairs and services are performed
Who is responsible for the final bill
Before selecting an extended auto warranty, read the reviews about the company. If there are long waiting periods before beginning coverage, high deductibles, unreasonable coverage caps or a poor record of customer service, you will want to continue looking.
Endurance covers cars up to 10 model years old and 150,000 miles. The company offers 100% insured warranties and a 30-day review period for customers to read the contract thoroughly. Endurance has four plans to choose from. Clients praise customer service highly and recommend reading the fine print of the contract.
CARCHEX has five levels of warranties with multiple options in each. Warranties have a term range of five to seven years. Repairs can be done at any licensed repair shop. The company has 4.5 out of 5 stars with the BBB, but several customers say claims have been denied and have taken a long time to pay.
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