Turns out, you can put a price on peace of mind with purchase of a home warranty. A home warranty is different from homeowners insurance. It provides financial protection from appliance failure and expensive repair bills for household systems. We researched the best home warranty in Tulsa to find companies with top-rated plans and award-winning service.
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How we chose the best
We thoroughly researched Tulsa home warranties, pricing information, service options and consumer reviews.
Home warranty for buyers, sellers and landlords in Tulsa
Home warranties benefit homeowners with new and older homes, rental properties owners, homeowners selling their homes and listing agents selling homes. Given the city’s severe spring weather and many neighborhoods with historic homes, Tulsans are sure to benefit from home warranty coverage.
While many people purchase home warranties for older homes, research shows that warranties are just as valuable on newly-built homes, such as those in the growing Tulsa suburbs of Jenks, Broken Arrow and Owasso.
Before selecting a Tulsa home warranty company, read reviews for service times, coverage of common repairs and the use of certified technicians and contractors.
Home much does a home warranty cost in Tulsa?
The average cost of a home warranty in Tulsa is between $319 and $500 annually. Home warranties typically cover major appliances and household systems, like refrigerators and HVAC units. Pools, in-home spas and septic systems are not typically covered, but many policies offer add-on coverage.
Once you have established coverage and need to file a claim, here’s what the process typically looks like:
Homeowners pay a monthly fee between $29 and $50, or an annual fee of around $350 to $600 to maintain coverage.
When a claim is filed, homeowners pay a service call fee. This costs an average of $60 to $120 per call, for a certified contractor to visit your home. Some companies allow their customers to choose their contractors while others work with an approved list.
Once the problem has been diagnosed and approved by the warranty company, the contractor will repair or replace the item.
Home warranty vs. homeowners insurance
When considering property protection, some homeowners confuse home insurance and home warranties. Homeowners insurance is usually mandatory, as lenders require it to secure a mortgage. Homeowners insurance covers accidental damage to home and belongings caused by storms, natural disasters, fires and theft.
A home warranty, by contrast, is a service contract that covers repairs and replacements of appliances and household systems. Add one of these Tulsa home warranty companies on top of your homeowners insurance for protection and peace of mind.
American Home Shield founded the home warranty industry in 1971. In addition to its standard offerings, American Home Shield has a customizable plan that allows customers to select relevant coverage for up to 21 appliances and systems. Customers can enjoy discounts on pertinent products and rewards for referrals.
At Choice Home Warranty, customers have a dedicated team processing service requests. With comprehensive protection plans covering up to 18 appliances and systems, Choice Home Warranty provides a free consultation quote and one free month of service for its customers.
With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.
With a call center open 24/7/365, Total Home Protection makes it easy to submit a claim. A choice of two plans are billed monthly or annually to meet any budget, starting at $1 per day. Contractors are licensed and insured. Some reviewers in Tulsa say a repairman was dispatched to their home the day after a claim was submitted.
With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.
Coverage plans at Select Home Warranty protect up to 17 appliances and systems, depending on plan selection. Plans are categorized as bronze, silver and platinum, and include a complimentary 30-day trial period. The Better Business Bureau gives Select Home Warranty a B rating, but online reviews praise communicative representatives and quality customer service.
Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.
Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgment or subject matter expert’s judgment. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.