Turns out, you can put a price on peace of mind with purchase of a home warranty. A home warranty is different from homeowners insurance. It provides financial protection from appliance failure and expensive repair bills for household systems. We researched the best home warranty in Tulsa to find companies with top-rated plans and award-winning service.
Home warranties benefit homeowners with new and older homes, rental properties owners, homeowners selling their homes and listing agents selling homes. Given the city’s severe spring weather and many neighborhoods with historic homes, Tulsans are sure to benefit from home warranty coverage.
While many people purchase home warranties for older homes, research shows that warranties are just as valuable on newly-built homes, such as those in the growing Tulsa suburbs of Jenks, Broken Arrow and Owasso.
Before selecting a Tulsa home warranty company, read reviews for service times, coverage of common repairs and the use of certified technicians and contractors.
Once you have established coverage and need to file a claim, here’s what the process typically looks like:
Homeowners pay a monthly fee between $29 and $50, or an annual fee of around $350 to $600 to maintain coverage.
When a claim is filed, homeowners pay a service call fee. This costs an average of $60 to $120 per call, for a certified contractor to visit your home. Some companies allow their customers to choose their contractors while others work with an approved list.
Once the problem has been diagnosed and approved by the warranty company, the contractor will repair or replace the item.
The average cost of a home warranty in Tulsa is between $319 and $500 annually. Home warranties typically cover major appliances and household systems, like refrigerators and HVAC units. Pools, in-home spas and septic systems are not typically covered, but many policies offer add-on coverage.
When considering property protection, some homeowners confuse home insurance and home warranties. Homeowners insurance is usually mandatory, as lenders require it to secure a mortgage. Homeowners insurance covers accidental damage to home and belongings caused by storms, natural disasters, fires and theft.
A home warranty, by contrast, is a service contract that covers repairs and replacements of appliances and household systems. Add one of these Tulsa home warranty companies on top of your homeowners insurance for protection and peace of mind.
With a call center open 24/7/365, Total Home Protection makes it easy to submit a claim. A choice of two plans are billed monthly or annually to meet any budget, starting at $1 per day. Contractors are licensed and insured. Some reviewers in Tulsa say a repairman was dispatched to their home the day after a claim was submitted.
At Choice Home Warranty, customers have a dedicated team processing service requests. With comprehensive protection plans covering up to 18 appliances and systems, Choice Home Warranty provides a free consultation quote and one free month of service for its customers.
American Home Shield founded the home warranty industry in 1971. In addition to its standard offerings, American Home Shield has a customizable plan that allows customers to select relevant coverage for up to 21 appliances and systems. Customers can enjoy discounts on pertinent products and rewards for referrals.
Coverage plans at Select Home Warranty protect up to 17 appliances and systems, depending on plan selection. Plans are categorized as bronze, silver and platinum, and include a complimentary 30-day trial period. The Better Business Bureau gives Select Home Warranty a B rating, but online reviews praise communicative representatives and quality customer service.
Tulsans like AFC Home Club for its good value with just a $60 service charge and no deductible. Three plans from silver to platinum allow customers to pay only for appliances and systems they want covered, which is clearly listed on AFC’s website. Reviews speak positively of the company’s easy claims submission process and quick repair by qualified technicians.
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