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Best Life Insurance Quotes in Tulsa, OK

Updated 1/23/2019

Having a loved one pass away without insurance creates financial hardship as you make final arrangements and cover funeral expenses. Death is unpredictable, so life insurance is an essential part of your long-term financial planning to protect surviving family members. We’ve researched the best life insurance in Tulsa to provide financial security for your family.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. Newson6 may receive compensation from our partners. Learn more.

How we chose the best

Our partners at ConsumerAffairs thoroughly researched insurance agents, companies and brokers to see where you can get the best home insurance information.

41 Hours researched
133 Reviews analyzed
28 Companies evaluated
10 Companies selected
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#1
RECOMMENDED
Policygenius

Best rates all in one place!

Call today!
Call today!
(855) 695-2255
#1 MOST POPULAR
Policygenius
Policygenius
Features
  • Best rates all in one place
  • Experience covering people with complex medical histories
  • Provided over $20 billion in coverage
  • Available in Tulsa
Read More
Location
Serves residents in
Tulsa, OK
(855) 695-2255
#2
EverQuote
EverQuote
Features
  • Fast, free comparision of quotes
  • Largest online marketplace for insurance shopping
  • Find coverage right for you and your family
  • Available in Tulsa
Read More
Location
Serves residents in
Tulsa, OK
(855) 522-3444
#3
Tulsa Insurance Guy
Tulsa Insurance Guy
Features
  • Partners with more than 80 insurance companies
  • Term and whole life policies
  • Convenient downtown location
  • OAA and SIAA member
Read More
Location
427 S. Boston Ave., Ste. 518
Tulsa, OK 74103
(918) 574-6262
#4
Allstate Insurance: Kay Roseborough
Allstate Insurance: Kay Roseborough
Features
  • Free insurance quotes
  • Flexible life insurance plans
  • More than 25 years of experience
  • Available on Saturdays
Read More
Location
4918 S. Union Ave.
Tulsa, OK 74107
(918) 574-2400
GEICO Insurance: Kevin Gallien
GEICO Insurance: Kevin Gallien
Features
  • M-F: 9:30am - 5pm
  • Sat: 10am - 1pm
  • Closed Sun
  • geico.com/insurance-agents/oklahoma/tulsa/kevin-gallien
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Location
8353 S. Memorial Dr.
Tulsa, OK 74133
(918) 384-0707
Farmers Insurance: Mitchell Trotter III
Farmers Insurance: Mitchell Trotter III
Features
  • M-Th: 8:30am - 5:30pm
  • Fri: 8am - 5pm
  • Closed Sat and Sun
  • agents.farmers.com/ok/tulsa/mitchell-trotter-iii-ins-inc
Read More
Location
3745 E. 31st St.
Tulsa, OK 74135
(918) 747-4000
Liberty National: Kevin Peterson
Liberty National: Kevin Peterson
Features
  • M-F: 7:30am - 5pm
  • Closed Sat and Sun
  • agency.libertynational.com/kevinpeterson
Location
5801 E. 41st St., Ste. 804
Tulsa, OK 74135
(918) 938-7777
Allstate Insurance: Ron Henderson
Allstate Insurance: Ron Henderson
Features
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • agents.allstate.com/ron-henderson-tulsa-ok.html
Location
8733 S. Lewis Ave.
Tulsa, OK 74137
(918) 291-7400
Shelter Insurance: Peter Grimm
Shelter Insurance: Peter Grimm
Features
  • M-F: 9am - 4pm
  • Closed Sat and Sun
  • shelterinsurance.com/CA/agent/PETERGRIMM
Location
5081 E. 51st St.
Tulsa, OK 74135
(918) 627-2929
American National Insurance
American National Insurance
Features
  • M-Sat: 9am - 5pm
  • Closed Sun
  • americannational.com
Location
5404 S. Memorial Dr.
Tulsa, OK 74145
(918) 398-7654

How to choose life insurance in Tulsa

A life insurance policy provides financial protection to surviving dependents or heirs after the death of the insured person. If you are the primary provider for your family, the death benefit from a life insurance policy can pay burial costs and medical bills, replace income for your dependents and create an inheritance for your children.

Different life insurance policies address various needs. Since your needs may change over time, you’ll want to find a carrier that will allow you to add or modify portions of your policy as needed. The main types of life insurance policies in Tulsa are:

  • Term life policies provide coverage for a certain period of time, usually between one and 30 years, and is ideal for working parents, stay-at-home parents and business owners.
  • Whole life policies are permanent insurance with fixed premiums that never expire. These policies are ideal for high earners and people who have maxed out their 401(k) plan’s Roth IRA options.
  • Survivorship life policies are usually purchased by couples and pay a death benefit once both people on the policy pass away. These policies are ideal for couples with children.
  • Burial life policies can be purchased without a medical exam and are used to pay off funeral and burial costs.
  • No-exam life insurance policies provide lower coverage amounts and are ideal for people with health conditions.
  • Universal life insurance is a type of whole life insurance that includes a cash value component. As the cash value fund grows, it can be used to pay or reduce the premiums on the policy.

Actuaries look at multiple factors when determining the cost of premiums in Tulsa, including your age, gender, family medical history, health and lifestyle. Your premiums will also change if you have a history of smoking, a poor driving record or a hazardous occupation.

Once you have determined what type of life insurance policy you need, you’ll want to look for a life insurance carrier that:

  • Is stable and has a healthy financial rating, which you can check through S&P 500 or A.M. Best
  • Has mostly positive reviews and limited complaints
  • Offers affordable premiums and multipolicy discounts
  • Provides excellent customer service

Life insurance providers such as MetLife, Prudential Financial and State Farm consistently have high reviews a history of reliability with customers in Tulsa.

Policygenius

Policygenius

M-Th: 9am - 11pm, Fri: 9am - 8pm, Sat: 9am - 9pm, Sun: 10am - 9pm

policygenius.com

Policygenius is a digital insurance marketplace that allows customers to easily compare insurance plans and buy coverage online. The company’s website has a variety of term policies available, including term life and whole life. Customers praise PolicyGenius for its streamlined comparison tools, straightforward processes and affordable quotes.

EverQuote

EverQuote

M-F: 9am - 5pm, Closed Sat and Sun

everquote.com

EverQuote partners with leading insurance companies to offer multiple policy options, including term life, whole life, burial and no-exam. The company’s website lets customers request a quote and begin comparing plans and prices in less than two minutes. Customers appreciate the easy-to-understand plan comparisons, but many people disliked the company’s information-sharing practices.

Tulsa Insurance Guy

Tulsa Insurance Guy

M - F: 9am - 5pm, Closed Sat and Sun

tulsainsuranceguy.com

Locally owned by a husband-and-wife partnership, Tulsa Insurance Guy has award-winning agents who partner with national life insurance companies to offer term life insurance and permanent life insurance. Tulsa Insurance Guy customers can pay policies in full or in monthly installments.

Allstate Insurance: Kay Roseborough

Allstate Insurance: Kay Roseborough

M - Th: 9am - 5:30pm, F: 9am - 5pm, Sat: 10am - 12pm, Closed Sun

roseboroughinsurance.com

Kay Roseborough, an insurance agent for Allstate, provides quick, personalized quotes through her website. Roseborough has more than 20 years of experience in the insurance industry and prides herself on working in her clients’ best interests. Customers in Tulsa say Roseborough is knowledgeable and makes switching agencies and policies easy and affordable.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgment or subject matter expert’s judgment. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.